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Mortgage Calculator

Property price (HK$)
Loan term (years)
Interest rate
Down payment
Estimated upfront cost
Legal fee (HK$)
Estate agent fee (HK$)
Stamp duty
Affordability
Enter your monthly gross income and monthly expenses to calculate Debt Servicing Ratio (DSR) and stressed DSR.
Monthly income (HK$)
Monthly debt repayment (HK$)

Estimated repayments

Loan amount

HK$4,200,000

Total interest

HK$1,676,427.94

Total repayment

HK$5,876,427.94

Monthly repayment

HK$16,323.41

Estimated upfront cost

Down payment

HK$2,800,000

Legal fee

HK$6,000

Stamp duty

HK$262,500

Estate agent fee

HK$70,000

Total estimated upfront cost

HK$3,138,500

Affordability

Debt servicing ratio

-

Stressed DSR

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Mortgage Calculator
Property price (HK$)
Loan term (years)
Interest rate
Down payment
Estimated upfront cost
Legal fee (HK$)
Estate agent fee (HK$)
Stamp duty
Affordability
Enter your monthly gross income and monthly expenses to calculate Debt Servicing Ratio (DSR) and stressed DSR.
Monthly income (HK$)
Monthly debt repayment (HK$)