Hong Kong green plate 440,000 on the train

7.5% for New World Tuen Mun properties for sale for first 40 years

salable area of ​​422 square feet, the first phase as long as 7.5%, 44 million can be on the train! The New World Group yesterday launched the "New Generation First Home Project" to help 15 units of THE PARKVILLE, a project in Tuen Mun's Tien Tung House, pilot a pilot project to help Hong Kong-based vehicles get on board. Under the plan, for the first two years, a total of as low as 12,032 Yuan, flat over rent. However, we must pay attention to the annual salary of buyers to reach 240,000 yuan, the mortgage rate is higher than the average bank, and the contribution period of 40 years to a 22-year-old college graduate, for example, even if the annual income in line with the developer conditions, Also to the floor to 62-year-old can be thrown.

Before the government's "first car-on-pick-up project for Hong Kong residents" was launched, the New World Group announced the launch of "Hong Kong Green Premiere Property" yesterday to upgrade the "First Home Program for University Students" as "New Generation First Home Program" To pilot 15 of its 15 designated Tuen Mun THE PARKVILLE-oriented Hong Kong permanent residents aged 25 to 35 who have never been in Hong Kong. As long as the first phase of 7.5%, provided by the 92.5% of its financial company, a press, up to 40 years, and available incremental contributions. The batch of units was used to discount admission of $ 5.878 million. The first installment of $ 440,000 was available for boarding. The first two months of the year were for $ 12,032 and the flat was leased (see table).

Select 15 for the pilot 587.8 million admission

The plan is for The Parkville designated 15, the salable area from 422 to 575 square feet, the price from 744.1 million to 10,408,000 yuan, a discount of 21%, the discount price from 5.888 million to 8.222 million yuan. To the most level 3 B roomExample, practical 422 square feet, priced at 744.1 million yuan, after deducting 21% discount on property prices, the discount price of 5,878,000 yuan, the first phase of 7.5% for the property prices, that is, the first phase of 440,000 HKD on the train.

According to the plan, New World's financial companies provide a one-click 92.5%, up to 40 years, and incremental contributions can be made to help young people to solve the problem of housing for the initial purchase of more difficult. In the first 10 years, the "young buyers" of the batch are entitled to 30% off payment in the first two years and 20% to 30% off in the first two years. From the 6th to the 10th year, 10% Minus 2.75%, then P minus 1.75%. According to the above example, the monthly contribution for the first two years only amounts to $ 12,032. This not only represents a decrease of $ 5,157 over the original contribution, but also a monthly rent of about $ 12,660 for such units in the area. In other words, there is an over-rent situation for the flat.

Remuneration 240000 HKD early repayment rebate 1%

The developer will also pay ad valorem stamp duty up to 3.75% of the purchase price. If early repayment period, will not penalties, and each repayment amount of 50,000 HKD or more, can get the repayment amount of 1% rebate.

However, the developer's first 10-year interest rate, P, decreased by 2.75%. At the developer's finance company's P of 5%, the effective interest rate was 2.25%, which is higher than the current effective interest rate of 2.15% at the top of the bank. From the 11th year onwards, the actual interest rate has even increased to 3.75%.

A spokesman for the New World said that the New Generation First Home Program has introduced a 92.5% one-click, with income-checking restrictions and other restrictions, including applicants must be Hong Kong permanent residents aged 25 to 35 and have never owned a property in Hong Kong (To be sworn in at a law firm) with an annual salary of $ 240,000 and submit proof of income. The contribution from the 25th month onwards should not exceed 60% of the monthly income but no 3% stress test required by the HKMA.

Unemployed for unexpected years due to unforeseen circumstances

In addition, the scheme has a first five-year ban on sale and a ban on rent-out period. The spokesman said that relevant provisions have been set in the lease. If the parties resell or rent the property during the lock-up period, the developer has the right to confiscate the flat and to chase the flats. Solicit interest. The spokesman said that depending on individual circumstances, if the contributor is incapacitated or unemployed due to accident, there will be a one-year buffer period There is no need to supply floor.

This program will be accepted online from yesterday. The deadline is 6:00 pm, January 12, next year. Interested parties are welcome to apply at https://newgenfirsthome.nwd.com.hk. The developer will notify applicants on or before January 29 next year whether they will be eligible participants and the sales arrangements will be announced after the developers have reviewed the applications.

THE PARKVILLE is located at No. 88 Rural Committee Road, a total of 100 people. It will be completed in July next year. Since the end of September this year, 71 PARKs have been put on sale for 61 members.

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