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Property Mortgage Calculator

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Affordability

Enter your monthly gross income and monthly expenses to calculate Debt Servicing Ratio (DSR) and stressed DSR.
HK$
HK$
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Estimated repayments

HK$ 14,900,000
HK$ 6,300,000
HK$ 21,200,000

Monthly repayment

HK$ 70,657
Table of interest and year varation

Estimated upfront cost

HK$ 14,900,000
HK$ 92,000
HK$ 1,266,500
HK$ 298,000

Total estimated upfront cost

HK$ 16,556,500
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Affordability 

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Table of interest and year varation
* The below monthly price is for reference only
Interest/years 7 years 10 years 13 years 15 years 20 years 25 years 30 years
1% 183735 130530 101895 89175 68524 56153 47924
1.5% 186967 133789 105187 92490 71899 59590 51422
2% 190234 137100 108546 95882 75376 63154 55073
2.5% 193538 140462 111971 99351 78955 66843 58873
3% 196878 143875 115463 102896 82635 70657 62819
3.5% 200253 147339 119020 106517 86413 74592 66907
4% 203665 150855 122644 110213 90291 78647 71134
4.5% 207112 154421 126332 113984 94264 82819 75496
5% 210595 158037 130085 117828 98333 87103 79986
5.5% 214113 161704 133903 121745 102495 91499 84600
6% 217667 165420 137783 125734 106748 96000 89333
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