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Property Mortgage Calculator

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Affordability

Enter your monthly gross income and monthly expenses to calculate Debt Servicing Ratio (DSR) and stressed DSR.
HK$
HK$
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Estimated repayments

HK$ 84,500,000
HK$ 35,710,000
HK$ 120,210,000

Monthly repayment

HK$ 400,708
Table of interest and year varation

Estimated upfront cost

HK$ 84,500,000
HK$ 440,000
HK$ 7,182,500
HK$ 1,690,000

Total estimated upfront cost

HK$ 93,812,500
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Affordability 

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Table of interest and year varation
* The below monthly price is for reference only
Interest/years 7 years 10 years 13 years 15 years 20 years 25 years 30 years
1% 1041990 740254 577862 505727 388610 318457 271785
1.5% 1060316 758738 596531 524527 407750 337946 291626
2% 1078848 777513 615580 543764 427471 358156 312328
2.5% 1097584 796580 635006 563436 447767 379081 333877
3% 1116523 815938 654808 583541 468634 400708 356255
3.5% 1135667 835585 674984 604075 490065 423026 379442
4% 1155014 855521 695533 625036 512053 446022 403415
4.5% 1174563 875744 716451 646419 534588 469678 428149
5% 1194315 896253 737735 668220 557662 493978 453614
5.5% 1214268 917047 759383 690435 581264 518903 479781
6% 1234422 938123 781391 713059 605384 544434 506620
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