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Stephen Or

Mr. Or is the executive director of Century 21 - Hilltop Property Agency and a member of Professional Development Committee of Estate Agents Authority with an expertise in property market.

BloggersUS Stock market downturn put Hong Kong market to the test

Americans like to invest their wealth in the stock markets while the Chinese put theirs in real estate.

BloggersHome prices likely to stay low as trade war expands

Conflict between the US and China is spreading beyond trade and will greatly intensify the uncertainties

BloggersSelling at slashed prices and at a loss

Selling at a loss doesn’t mean buyers will get a great deal

BloggersHousing demand still exists

The profits derived from Lantau Tomorrow Vision will outweigh the investment costs in the long run.

BloggersArtificial islands will ease land shortage

Land shortage crisis has become a destabilising factor that the government simply cannot ignore any longer.

BloggersRising debt-to-income ratio may induce price drop

Debt-to-income ratio is set to rise, which is likely to trigger a fall in housing prices.

BloggersThe long-missed 100% mortgage plan

These plans mainly target younger adults who would otherwise have to rely on their parents to buy a house.

PropertyNew developments test the public’s home-buying abilities

Rate gap between Hong Kong and the US will probably resulting in the long-overdue rate hike in Hong Kong.

BloggersTrade War can Do More Damage

As the first rounds of new tariffs are placed, both US-China will be negatively affected.